|Services for Plan Sponsors
When you need solutions to your target date issues, Target Date Analytics is here to help.
Custom Glidepath Design and Portfolio Construction
The most important decision you make in target date fund construction is the asset allocation and its dynamic aspect, the glidepath. At TDA glidepath design is not a sideline, it is our core business. No firm knows the ups and downs of different glidepath designs like TDA. We built our business on analyzing the current offerings in the marketplace and on measuring them with our indexes, the On Target Indexes (OTI). The only “to” fund target date indexes, the OTI continue to dominate the target date risk return spectrum.
How to know if your plan should customize
Companies with particular employee benefit or demographic characteristics—a rich defined benefit plan, an ESOP, high average account balances, low average account balances, short- or long-service employees—may find that a customized approach is preferable to an off-the-shelf product choice.
In addition, large plans with significant assets and purchasing power may be able to build a more efficient series of target date funds internally than they could purchase off the shelf.
But how do you know? What are the break-even points? Let us help. Our knowledgeable and experienced team can help you make the determination. Then you can proceed knowing you’ve made a well-informed and prudent decision.
Take advantage of our experience, knowledge and focus.
Most target date fund companies disable the elegance and power of the glidepath by asking it to serve too many functions. The key to the OTI’s phenomenal success is focus. At TDA we know what a glidepath can do and what it cannot.
Learn more by reading “What target date funds can do.”
A second opinion
With the wide variety of ideas floating around about the best way to build a suite of target date funds, you can be excused for being a little hesitant. Even if you’ve already engaged another company to help you choose a suite of funds or design your own funds, we can help with a valuable second opinion. Give us a call.
You know your fund managers; we know glidepaths.
Perhaps you’ve spent years developing a stable of managers for your benefit plans and you want to utilize that value as you go about bringing world-class target date solutions to your participants. We can help by providing the glidepath and by helping you populate the asset categories with your managers, or recommending alternatives. The answer may not be all or nothing, all active or all passive; a mix of the two strategies might work for you. We’ll work with you to make the best determination for your situation. When you call Target Date Analytics, you’re calling the target date people.
How do your existing target date funds measure up?
As the leading independent analyst of target date funds, and the source of Popping the Hood I, II, III, IV, and V, we know the products out there and led the field in determining how to measure them. Target date funds must be evaluated at the fund family level; they must be measured on a risk-adjusted basis, adjusted for years to the target date; and they must be measured against a standard. The BrightScope On Target Index is the standard. Whether you want a customized analysis of your funds or would benefit by obtaining a copy of Popping the Hood, we can help.
Learn more about the BrightScope On Target Indexes.